Why should my company offer Group Life Insurance? Group Life Insurance is an extremely common and popular employee benefit that can provide some financial peace of mind for the families or beneficiaries of your employees. Typically, employees have come to expect a group life plan. As a result, offering the coverage helps you retain valued employees.
Getting coverage through your company can be relatively simple, with no medical exam required, and the paperwork is often part of their hiring documents. Basic coverage is usually offered at a low cost for the employee, and most plans are guaranteed, so even people with serious medical conditions can qualify. Some supplemental plans may allow them to buy additional coverage without providing information about their health.
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