What
is General Liability Insurance for Truckers?
General liability insurance for
truckers is a type of insurance that can help protect you financially if you're
ever held responsible for damaging someone else's property or causing an
injury. This coverage is important because it can help pay for things like
repairs to the other person's property, medical bills, and even legal fees if
you're sued.
For example, if you deliver your
load to the wrong place. Or, if you're unloading your truck and you drop a
heavy piece of equipment on someone and injure them, your policy would help pay
for their medical bills.
General liability insurance is not
required by law, but business owners should be aware of situations when a
shipper/broker, a client, or a lessor might require this common type of
coverage. Even if your company doesn't require it, it's still a good idea to
have this coverage in place.
After all, accidents can happen at
any time, and it's always better to be prepared just in case.
What
Does Truckers General Liability Cover?
In most cases, general liability
insurance for truckers covers things like bodily injury and property damage.
So, if you were to get into an accident and injure someone or damage their
property, your policy would help pay for their medical bills.
It would also cover any legal fees
that might come up as a result of the accident, which can be quite
expensive.
In short, general liability
insurance is there to protect you and your business from any potential
financial fallout that could occur as a result of an accident or other
incident.
