Workers' compensation insurance gives employees medical, wage and other financial benefits if they are injured or become ill on the job. Workers' compensation insurance is also known as workman's comp or workers' comp insurance.
Workers’ compensation insurance helps your employees recover from work-related injuries and illnesses so they can get back to work faster.
Workers’ comp benefits can help:
• Cover medical care and medical treatment.
• Replace most of their lost wages if they take time off from work to recover.
• Provide disability benefits.
• Give death benefits, like helping pay for a funeral if they lose their life in a work accident or from a job-related illness.
Workers’ compensation helps your employees recover from work-related injuries or illnesses.
Examples of workers’ compensation claims would include:
• Trip while walking up the stairs in your office.
• Develop carpal tunnel syndrome from poor typing habits.
• Get hurt in a car accident on their way to visit a client.
It can also help pay to train your employees for new roles if they can’t return to their old roles. And, if they can’t return to work at all, workers’ compensation coverage can provide long-term disability benefits.
Workers’ comp coverage also has benefits for business owners. For example, it includes liability insurance coverage. So, if your business faces lawsuits from injured workers or their families, workers’ comp can help pay for your legal costs.
Please complete the online form on this page or ask our licensed insurance experts for a fast, free quote.
